fix: QR 扫描失败 + GUI 导出失败 — PNG margin + separator + fs 插件

🔴 QR 扫描失败根因 (2项):
- render/png: saturating_sub 导致 margin 区域映射到 finder 黑角,
  quiet zone 全黑,扫描器无法定位 QR
- matrix/patterns: 缺少右上 finder 左侧 + 左下 finder 顶部
  隔离带预留,数据模块破坏 finder 检测比率(1:1:3:1:1)

🔴 GUI 导出失败 (2项):
- gui/Cargo.toml + gui/lib.rs: 注册 tauri-plugin-fs 后端插件
  (前端 writeFile 调用缺少 Rust handler)
- capabilities: fs:allow-write-file + $HOME/** 路径 scope
  (ACL 默认不给 fs 写权限,需显式声明)

🔧 其他:
- ExportPanel: 导出失败显示红色错误信息(替代静默吞错)

Co-Authored-By: Claude <noreply@anthropic.com>

gui/gen/schemas/capabilities.json

@@ -1 +1 @@
-{}
+{"default":{"identifier":"default","description":"QRGen 默认权限","local":true,"windows":["main"],"permissions":["core:default","store:default","dialog:default","clipboard-manager:default",{"identifier":"fs:allow-write-file","allow":[{"path":"$HOME/**"}]}]}}